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Employee benefits are an important factor to any business in hiring and
retaining a good work force. Every New Jersey business should review periodically their employee benefit health insurance plan to ensure that this major expense continues to offer the highest quality group dental insurance. |
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We work with only the most dependable insurance companies in providing your large or
small New Jersey business with employee dental insurance, including voluntary benefits (section 125 plans) that you and your employees can select |
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and pay for on a pre-tax basis. We also will assist your
benefit administrator in answering employees questions and requests pertaining to dental insurance. |
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Employee Dental Insurance Plan Overview
* Premium Products, traditional indemnity plans
* Dental Basics, cost-containment plan covering the
essentials
* Small Group Dental for groups of 3-9, a trust plan with
managed care & vision options
* Two-Tier, offering both PPO/in-panel and non-PPO/out-
of-panel coverage
* Maximum Allowable Charge /Managed Care /PPO
Preventive and Basic Procedures Only
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Employee Dental Insurance Plan Features
* Efficient & accurate claims processing
* Claim allowance options include Usual, Customary and
Reasonable; Median Series; Scheduled; Maximum Allowable Charge
* Preventive procedures include cleanings, x-rays, exams,
fluoride treatment
* Basic procedures include fillings, extractions, oral surgery,
periodontics (gum disease), endodontics (root canal)
* Major procedures include full and partial dentures, crowns,
inlays
* Orthodontic benefits available on most plans
* Takeover provisions available for qualifying groups with
prior dental coverage
* Coverage for space created by previous extractions
available for qualifying groups
* Maximum options range from $500 to $2,500 annually
* Deductible options available up to $250, may be waived for
Preventive
* Co-insurance options include 100%-80%-50% (Preventive,
Basic, Major)
* Incentive co-insurance option requires a set of three or
four-step percentages such as 70%-80%-90%-100% where insureds begin at the lowest level and work their way up. |
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Click on the link below to fill out a quote request form for
employee dental insurance that provides dependable dental insurance coverage at an affordable cost for your New Jersey businesses most important assets, your employees. Or speak with our Employee Health Insurance specialist at 732-680-4444 to discuss the features. |
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Request a Quote Here!
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"Your New Jersey Employee
Dental Insurance Agent"
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"Offering Professional
Insurance Services Since 1976"
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Answer a few general
questions and we will provide
you with a no obligation quote
by phone or email. Choose
the New Jersey Personal or
Business Insurance coverage
you're interested in from one
of the menus above.
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Financial Services
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New Jersey Employee Dental Insurance Plans Information
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"Your Local New Jersey Group Employee Dental Insurance Agent!"
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We offer affordable employee dental insurance plans to businesses located in the following New Jersey
counties and cities: Union County, Essex County, Bergen County, Passaic County, Sussex County, Morris County, Warren County, Hunterdon County, Somerset County, Middlesex County, Monmouth County, Mercer County, Burlington County, Clark, Newark, Jersey City, Elizabeth, Rahway, Colonia, Iselin, Avenel, Woodbridge, Port Reading, Carteret, Perth Amboy, Fords, South Amboy, Metuchen, Plainfield, Dunellen, South Plainfield, Green Brook, Fanwood, North Plainfield, Cranford, Scotch Plains, Westfield, Union, Millburn, Springfield, Mountainside, Gillette, Warren, Watchung, Stirling, Millington, Middlesex, Martinsville, Piscataway, Edison, New Brunswick, Highland Park, North Brunswick, Sayreville, East Brunswick, Somerset, Milltown, South River, Bound Brook, Somerville, Bridgewater, Bayonne, Linden, Roselle, Hoboken, Union City, Weehawken, West New York, Guttenberg, Cliffside Park, Edgewater, North Bergen, Secaucus, Fairview, Ridgefield, Fort Lee, Leonia, Palisades Park, Englewood Cliffs, Englewood, Bergenfield, Teaneck, Paramus, Bogota, Ridgefield Park, Little Ferry, Hackensack, Maywood, Teterboro, South Hackensack, Rochelle Park, Moonache, Lodi, Hasbrouck Heights, Saddle Brook, Garfield, Elmwood Park, Woodridge, Carlstadt, East Rutherford, Lyndhurst, Rutherford, Wallington, Passaic, Clifton, Paterson, Totowa, West Paterson, Little Falls, Great Notch, North Caldwell, Cedar Grove, Verona, Montclair, Bloomfield, West Orange, Glen Ridge, Belleville, Nutley, Kingsland, North Arlington, Kearney, Harrison, East Orange, East Newark, Orange, Irvington, South Orange, Hillside, Townley, Livingston, Wayne, Trenton, Camden, Atlantic City, Princeton, Vineland, Willingboro, and Toms River, NJ. |
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Copyright 2004-2008 American Insurance Services Agency - All rights reserved
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Employee Benefits
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Group Dental Insurance
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Commercial Insurance
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Personal Insurance
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Are Your New Jersey
Business Insurance Policies Up To Date? |
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American Insurance
Services Agency
1129 Raritan Road
Clark, New Jersey 07066
(732) 680-4444
Fax: (732) 680-4067
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