NJ LTC Insurance Policy Features

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Long Term Care Insurance Quote Request Form

"Your Local New Jersey Long Term Care Insurance Policy Agent!"

We also offer affordable long term care insurance policies in the following New Jersey counties and cities: Union

County, Essex County, Bergen County, Passaic County, Sussex County, Morris County, Warren County,

Hunterdon County, Somerset County, Middlesex County, Monmouth County, Mercer County, Burlington

County, Clark, Newark, Jersey City, Elizabeth, Rahway, Colonia, Iselin, Avenel, Woodbridge, Port Reading,

Carteret, Perth Amboy, Fords, South Amboy, Metuchen, Plainfield, Dunellen, South Plainfield, Green Brook,

Fanwood, North Plainfield, Cranford, Scotch Plains, Westfield, Union, Millburn, Springfield, Mountainside,

Gillette, Warren, Watchung, Stirling, Millington, Middlesex, Martinsville, Piscataway, Edison, New Brunswick,

Highland Park, North Brunswick, Sayreville, East Brunswick, Somerset, Milltown, South River, Bound Brook,

Somerville, Bridgewater, Bayonne, Linden, Roselle, Hoboken, Union City, Weehawken, West New York,

Guttenberg, Cliffside Park, Edgewater, North Bergen, Secaucus, Fairview, Ridgefield, Fort Lee, Leonia, Palisades

Park, Englewood Cliffs, Englewood, Bergenfield, Teaneck, Paramus, Bogota, Ridgefield Park, Little Ferry,

Hackensack, Maywood, Teterboro, South Hackensack, Rochelle Park, Moonache, Lodi, Hasbrouck Heights,

Saddle Brook, Garfield, Elmwood Park, Woodridge, Carlstadt, East Rutherford, Lyndhurst, Rutherford,

Wallington, Passaic, Clifton, Paterson, Totowa, West Paterson, Little Falls, Great Notch, North Caldwell, Cedar

Grove, Verona, Montclair, Bloomfield, West Orange, Glen Ridge, Belleville, Nutley, Kingsland, North

Arlington, Kearney, Harrison, East Orange, East Newark, Orange, Irvington, South Orange, Hillside, Townley,

Livingston, Wayne, Trenton, Camden, Atlantic City, Princeton, Vineland, Willingboro, and Toms River, NJ.

Stable Premiums: Premiums that will not be influenced by any change in
your age or health, and will not change during the life of the policy. Insurance
companies do reserve the right to change rates on a statewide basis.

Guaranteed Renewable: The insurance company can't
cancel the long term care insurance policy unless you fail to
pay the premium.

Covers Mental Conditions: Covers mental and nervous
conditions due to any organic brain disease, including
Alzheimer's Disease.

Exclusions: Exclusions should be minimal and should not
adversely affect your stated insurance protection goals.

No Pre-Existing Conditions: All previous medical
history admitted on the long term care insurance
application and is approved for a policy, is of no
consequence in the future.

Waiver of Premium: The insurance company allows
you to stop paying premiums once you've begun
receiving benefits. There can be waiting periods of up
to 90 days before this waiver takes effect, and it may
not be available when home health care is purchased.

In choosing a long term care insurance policy you should look for the
features mentioned below.

Click on the link below to fill out a quote request form
for a Long Term Care Insurance policy that will provide
first class long term care insurance coverage at an
affordable cost. Or speak with our New Jersey Long
Term Care Insurance agent specialist at 732-680-4444
to discuss the features.

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