NJ Long Term Care Insurance Policy

Click HERE to fill out a

Long Term Care Insurance Quote Request Form

"Your Local New Jersey Long Term Care Insurance Policy Agent Specialist!"

We also offer New Jersey long term care insurance policies in the following New Jersey counties and cities: Union

County, Essex County, Bergen County, Passaic County, Sussex County, Morris County, Warren County,

Hunterdon County, Somerset County, Middlesex County, Monmouth County, Mercer County, Burlington

County, Clark, Newark, Jersey City, Elizabeth, Rahway, Colonia, Iselin, Avenel, Woodbridge, Port Reading,

Carteret, Perth Amboy, Fords, South Amboy, Metuchen, Plainfield, Dunellen, South Plainfield, Green Brook,

Fanwood, North Plainfield, Cranford, Scotch Plains, Westfield, Union, Millburn, Springfield, Mountainside,

Gillette, Warren, Watchung, Stirling, Millington, Middlesex, Martinsville, Piscataway, Edison, New Brunswick,

Highland Park, North Brunswick, Sayreville, East Brunswick, Somerset, Milltown, South River, Bound Brook,

Somerville, Bridgewater, Bayonne, Linden, Roselle, Hoboken, Union City, Weehawken, West New York,

Guttenberg, Cliffside Park, Edgewater, North Bergen, Secaucus, Fairview, Ridgefield, Fort Lee, Leonia, Palisades

Park, Englewood Cliffs, Englewood, Bergenfield, Teaneck, Paramus, Bogota, Ridgefield Park, Little Ferry,

Hackensack, Maywood, Teterboro, South Hackensack, Rochelle Park, Moonache, Lodi, Hasbrouck Heights,

Saddle Brook, Garfield, Elmwood Park, Woodridge, Carlstadt, East Rutherford, Lyndhurst, Rutherford,

Wallington, Passaic, Clifton, Paterson, Totowa, West Paterson, Little Falls, Great Notch, North Caldwell, Cedar

Grove, Verona, Montclair, Bloomfield, West Orange, Glen Ridge, Belleville, Nutley, Kingsland, North

Arlington, Kearney, Harrison, East Orange, East Newark, Orange, Irvington, South Orange, Hillside, Townley,

Livingston, Wayne, Trenton, Camden, Atlantic City, Princeton, Vineland, Willingboro, and Toms River, NJ.

Although people are generally living longer, many are requiring assistance in
their later years. Long term care services can be provided in your home, in an
assisted living facility or in a nursing home. In many cases the family is no
longer able to provide such care around the clock. Family members may not
live nearby, they may have other pressing family commitments, or simply can't
get the time off from work or away from the home

According to recent data, 48.6% of people age 65 and
older may spend some time in a nursing home and 71.8%
of people age 65 and older may use some form of home
health care.

Some people can pay the bill out of pocket, others will
qualify for Medicaid (welfare), but most of us will fall
somewhere in the middle. A Long Term Care insurance
policy can help protect your assets from the rising cost
of care.

Long Term Care insurance is often referred to as "asset
protection." Individuals need to have assets worth
protecting in order to justify the purchase of a policy. If
you are able to pay Long Term Care insurance premiums
without having to change your lifestyle - you should
transfer that risk to the insurance company.

Click on the link below to fill out a quote request form for a Long Term
Care Insurance policy that will provide excellent long term care insurance
coverage at an affordable cost. Or speak with our Long Term Care
Insurance Agent Specialist at 732-680-4444 to discuss the features.

Long Term Care Insurance Policy Premiums

Long Term Care Insurance Features

Long Term Care Insurance Facts & Costs

More Information on New Jersey

Long Term Care Insurance

There are three types of long term care insurance
policies available.

Facility Only: Will pay benefits for care in a nursing
home, assisted living facility or board and care facility.
It's the most basic policy but often the most needed type.

Home Health Care: Will pay benefits for care in your
home, but not in a facility. The preferred policy when a
home health care situation is possible.

Comprehensive: Will pay benefits for care in your
home or in a facility. This is the preferred type of plan
(policy) because of it's flexibility, but is also the most
expensive.

A long term care insurance specialist with American
Insurance Services Agency will assist you in deciding
which type of policy will work best for your needs.

New Jersey Long Term Care Insurance Information