NJ Medicare Supplement Insurance Policy

Medicare Supplement Insurance Quote Request Form

Many seniors and younger will need supplemental health insurance to pay for
expenses not covered by Medicare. It should be noted that neither Medicare nor
Medicare supplement insurance policies cover most long term care insurance
expenses. There are many types of health insurance coverages that you can
purchase to supplement your Medicare coverage. Supplemental insurance will
pay for some or all of your health care costs that are not covered by Medicare.

Employee or Retiree Coverage

(from your employer or union)

Medigap Insurance

(from a private company or group).

People often refer to all of these types of health insurance
coverages as "supplement insurance." However, "Medicare
Supplement" or "Medigap" insurance is a specific type of
insurance that is subject to federal and state laws.

Medigap (Medicare Supplement Insurance)

Medicare supplement insurance policies that are sold by
private insurance companies to Medicare beneficiaries to fill
the "gaps" in Original Medicare Plan coverage. There are
ten standardized policies, Plan A through Plan J. Your state
decides which of the 10 policies can be sold in your state.
Medigap policies only work with the Original Medicare Plan.

Medicare SELECT

A type of Medigap policy that must meet all of the
requirements that apply to a standard Medigap policy.

You may be required to use doctors and hospitals

within its network in order to be eligible for full benefits.

Managed Care Plans

A Managed Care plan involves a group of doctors, hospitals,
and other health care providers who have agreed to provide
care to Medicare beneficiaries in exchange for a fixed
amount of money from Medicare every month. Managed
Care plans include Health Maintenance Organizations
(HMOs), HMOs with a Point of Service (POS) option,
Provider Sponsored Organizations (PSOs), Preferred
Provider Organizations (PPOs), and Cost Plans.

Click on the link below to fill out a quote request form for
a New Jersey Medicare Supplement Insurance policy
that will provide excellent Medicare supplemental
insurance coverage at an affordable cost. Or discuss the
features with our Medicare Supplement Insurance Agent
Specialist by calling 732-680-4444.

We offer affordable medicare supplement insurance policies in the following New Jersey counties and
cities: Union County, Essex County, Bergen County, Passaic County, Sussex County, Morris
County, Warren County, Hunterdon County, Somerset County, Middlesex County, Monmouth
County, Mercer County, Burlington County, Clark, Newark, Jersey City, Elizabeth, Rahway,
Colonia, Iselin, Avenel, Woodbridge, Port Reading, Carteret, Perth Amboy, Fords, South Amboy,
Metuchen, Plainfield, Dunellen, South Plainfield, Green Brook, Fanwood, North Plainfield, Cranford,
Scotch Plains, Westfield, Union, Millburn, Springfield, Mountainside, Gillette, Warren, Watchung,
Stirling, Millington, Middlesex, Martinsville, Piscataway, Edison, New Brunswick, Highland Park,
North Brunswick, Sayreville, East Brunswick, Somerset, Milltown, South River, Bound Brook,
Somerville, Bridgewater, Bayonne, Linden, Roselle, Hoboken, Union City, Weehawken, West New
York, Guttenberg, Cliffside Park, Edgewater, North Bergen, Secaucus, Fairview, Ridgefield, Fort Lee,
Leonia, Palisades Park, Englewood Cliffs, Englewood, Bergenfield, Teaneck, Paramus, Bogota,
Ridgefield Park, Little Ferry, Hackensack, Maywood, Teterboro, South Hackensack, Rochelle Park,
Moonache, Lodi, Hasbrouck Heights, Saddle Brook, Garfield, Elmwood Park, Woodridge, Carlstadt,
East Rutherford, Lyndhurst, Rutherford, Wallington, Passaic, Clifton, Paterson, Totowa, West
Paterson, Little Falls, Great Notch, North Caldwell, Cedar Grove, Verona, Montclair, Bloomfield,
West Orange, Glen Ridge, Belleville, Nutley, Kingsland, North Arlington, Kearney, Harrison, East
Orange, East Newark, Orange, Irvington, South Orange, Hillside, Townley, Livingston, Wayne,
Trenton, Camden, Atlantic City, Princeton, Vineland, Willingboro, and Toms River, NJ.