"Your Local New Jersey Term Life Insurance Agent Specialist!"
We also offer affordable term life insurance policies in the following New Jersey counties and
cities: Union County, Essex County, Bergen County, Passaic County, Sussex County,
Morris County, Warren County, Hunterdon County, Somerset County, Middlesex County,
Monmouth County, Mercer County, Burlington County, Clark, Newark, Jersey City,
Elizabeth, Rahway, Colonia, Iselin, Avenel, Woodbridge, Port Reading, Carteret, Perth
Amboy, Fords, South Amboy, Metuchen, Plainfield, Dunellen, South Plainfield, Green
Brook, Fanwood, North Plainfield, Cranford, Scotch Plains, Westfield, Union, Millburn,
Springfield, Mountainside, Gillette, Warren, Watchung, Stirling, Millington, Middlesex,
Martinsville, Piscataway, Edison, New Brunswick, Highland Park, North Brunswick,
Sayreville, East Brunswick, Somerset, Milltown, South River, Bound Brook, Somerville,
Bridgewater, Bayonne, Linden, Roselle, Hoboken, Union City, Weehawken, West New York,
Guttenberg, Cliffside Park, Edgewater, North Bergen, Secaucus, Fairview, Ridgefield, Fort
Lee, Leonia, Palisades Park, Englewood Cliffs, Englewood, Bergenfield, Teaneck, Paramus,
Bogota, Ridgefield Park, Little Ferry, Hackensack, Maywood, Teterboro, South Hackensack,
Rochelle Park, Moonache, Lodi, Hasbrouck Heights, Saddle Brook, Garfield, Elmwood Park,
Woodridge, Carlstadt, East Rutherford, Lyndhurst, Rutherford, Wallington, Passaic, Clifton,
Paterson, Totowa, West Paterson, Little Falls, Great Notch, North Caldwell, Cedar Grove,
Verona, Montclair, Bloomfield, West Orange, Glen Ridge, Belleville, Nutley, Kingsland,
North Arlington, Kearney, Harrison, East Orange, East Newark, Orange, Irvington, South
Orange, Hillside, Townley, Livingston, Wayne, Trenton, Camden, Atlantic City, Princeton,
Vineland, Willingboro, and Toms River, NJ.
Life insurance coverage for a specified length of time. A term life insurance
policy is usually purchased with a particular need in mind. Beneficiaries will
collect, usually tax free, the face value of the policy upon the insured (your)
death. Term life is attractive for those with a limited income, high short term
insurance needs, or for personal family protection.
If the insured survives the time period, the policy expires.
There is no cash value at the expiration of a term life
insurance policy. Some policies have a convertible feature
permitting a policyowner to exchange a term policy for a
cash value policy without evidence of insurability.
Level Term Life Insurance Policy Features
A constant death benefit and a level premium for a
specified number of years. We offer 10, 15, 20, and 30
year terms.
Decreasing Term Life Insurance Policy Features
Has a decreasing death benefit and a level premium.
New Jersey Term Life Insurance Policy Information
Click on the link below to fill out a quote request form for
a Term Life Insurance policy that will provide excellent
term life insurance protection at an affordable cost. Or
speak with our Life Insurance Agent Specialist at 732-
680-4444 to discuss the features.
Using the strength and experience of our life insurance
markets, we also offer affordable Universal Life, Variable
Life, and traditional Whole Life Insurance policies.
Click on one below to learn more!
Life Insurance
Request a Quote Here!
"Your New Jersey
Life Insurance Agent"
"Offering Professional
Insurance Services Since 1976"
Answer a few general
questions and we will provide
you with a no obligation quote
by phone or email. Choose
the New Jersey Personal or
Business Insurance coverage
you're interested in from one
of the menus above.
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American Insurance
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1129 Raritan Road
Clark, New Jersey 07066
(732) 680-4444
Fax: (732) 680-4067

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