And out of left field a blog about NJ flood Insurance! That’s how it happens! When you least expected, you could be knee deep in a flooded basement. Here at American Insurance we recommend periodically checking your policy
to make sure you have adequate home coverage. Don’t get us wrong though floods, tornadoes
and earthquakes may seem rare, but being unprepared or under-insured can
leave you vulnerable to a major loss.
NJ Flood insurance along with earthquake insurance, must be purchased as a separate policy. Flood insurance is administered by National Flood Insurance Program.
The average cost is $570 annually, but prices vary depending on risk and location. Talk to an agent today to rate your risk and estimate premiums. Call before it’s too late.