The summer vacation will be upon us before we know it, and a bit of advanced planning if you’re going to be away won’t go astray at this point. Before you lock up and head off, you should review your New Jersey homeowners insurance to ensure that everything is up-to-date, and you should put some things in place to make sure that everything is secure while you are away.
When was the last time you checked through your policy? It can be easy to let this task slide through the cracks, and if you’ve not had any major changes lately, chances are there isn’t anything different that could impact on your coverage. However, it’s a good idea to do an annual check in any case, just to make sure there isn’t anything you’ve forgotten to adjust.
During a short absence from home, perhaps a friend, family member or neighbor could keep a check on your place? You also need to make sure there are no obvious signs that the house is vacant – newspapers and mail piling up are a dead giveaway, so make sure you cancel the papers and ask someone to collect the mail for you.
A long vacation may require some different tactics. Perhaps you can organize for someone to house-sit for you? There are companies now who provide this service, and they might also look after pets. This might be a potential solution if you don’t have someone available to move in while you’re away.
Make sure you are contactable while you’re gone. In addition, take the contact details for your New Jersey homeowners insurance agents with you, just in case you need to call them due to a break-in or other event.