27
Jun

Does Your NJ Homeowners Insurance Cover Fourth of July Firework Damage?

Have you ever wondered if your NJ Homeowners Insurance covers Fourth of July Firework Damage? With the holiday coming up it wouldn’t hurt to call your
local independent agent and ask them what would be covered on your homeowner’s
policy in the event of firework property damage or injury. It’s no secret that Independence day is one of those holidays where fire accidents tend
to be more prevalent due to individuals negligence and inexperience with
fireworks.

With that in mind, there are numerous coverages to be aware of on your NJ homeowners insurance policy. Take for example fire damage to your house, or friends and family who might get
injured while on your property. Also if a neighbor’s property is damaged by your use
of fireworks, they also could seek compensation from you. It’s a lot to think about, so make sure you do the following:

  • Talk with your agent about the coverages you have on your policy and if it includes these types of damages.
  • Remember, there are different coverages for different damages, know those differences!
  • Don’t wait until it is too late: Call today at (732) 680-4444