17
Dec

Do I Need NJ Workers Compensation Insurance if I Don’t Have Employees?

Do I Need NJ Workers Compensation Insurance if I Don’t Have Employees

Do I Need NJ Workers Compensation Insurance if I Don’t Have Employees?

Ok, so you’re a one man business, meaning you are literally your own boss! NJ workers compensation insurance may not even cross your mind when getting insurance for your business, and there are a couple reasons why you may think this way. For starters you may think you don’t need it, or you may be working in a state
that does not require that you maintain workers’ compensation coverage. Well think again, because there may be a time when one of your clients require that you carry workers’
compensation insurance.

Why? Well in many states, unless a company can show
that subcontractors carry their own workers’ compensation insurance,
subcontractors will be automatically covered under the hiring company’s
policy, at the hiring company’s expense.

So to insure you always get the business you deserve, make sure you carry NJ workers compensation for your one man operation.

For Insurance in New Jersey, American Insurance Services Agency is
your Insurance Agent of choice. We offer affordable NJ auto, business
and home insurance coverage and policies.Contact us today online or by calling (732)  680-4444