27
Feb

3 Tips to Save Money on NJ Homeowners Insurance

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3 Tips to Save Money on NJ Homeowners Insurance

NJ Homeowners insurance can be extremely expensive. Fortunately there are a couple ways in which you can save some money on your premium. Here are 3 tips to keep in mind the next time you are shopping around for NJ homeowners insurance.

1) Purchase a Security System and Smoke Alarms: Adding a security system and smoke alarms will help lower your NJ homeowners
insurance sometimes by 5% or more. In order to obtain the discount, you must typically provide proof of purchase in the
form of a bill or a contract to your agent.

2) Raise Your Deductible: Like most insurance policies, the higher your deductible, the lower your annual premiums will be. The only issue is that when you go with a higher deductible – smaller claims/problems
such as broken windows or damaged sheet-rock which will probably cost a few hundred dollars to fix, will come out of your pocket.

3) Multiple Policy Discounts: Insurance companies gives sometimes give discounts of 10% or more to their customers that bundle polices with them (such as auto and home
insurance). Ask you agent to get a quote from the same company that covers your car. You may end
up saving on two annual policy premiums.

For Insurance in New Jersey, American Insurance Services Agency is
your Insurance Agent of choice. We offer affordable NJ auto, business
and home insurance coverage and policies.Contact us today online or by calling (732)  680-4444