12
Feb

An Icicle Fell on My Car, Will My New Jersey Car Insurance Cover It?

Icicle hanging from roof of a blue house

An Icicle Fell on My Car, Will My New Jersey Car Insurance Cover It?

Overhanging roof icicles can be dangerous! If one of those things were to fall on you or your car it could cause some serious damage. Imagine yourself in that situation for a second – witnessing a huge icicle fall from your garage, and right through your windshield. Will your New Jersey car insurance cover it?

Well the good news is that you can actually make a claim with your insurance
company – that is if you have comprehensive coverage included in your New Jersey car
insurance
 policy. Comprehensive coverage will pay for damage to your car
caused by something other than a car accident, such as fire, vandalism,
natural disasters, theft, collisions with animals, and icicles.

Remember though, that you will have to pay a deductible. So if the icicle caused $900 worth
of damage to your car, and your deductible is $1,000, then your insurer will pay
nothing.

For Insurance in New Jersey, American Insurance Services Agency is
your Insurance Agent of choice. We offer affordable NJ auto, business
and home insurance coverage and policies.Contact us today online or by calling (732)  680-4444