As a Company that Stores Data, Do We Need E&O Insurance?

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Errors and Omissions (E&O) insurance is part of the NJ Business insurance package. This type of coverage protects your business against actual or alleged
errors, omissions or mistakes – caused by your products or

If you own a business that deals with technology, digital media, and data storage it might be wise to invest in E&O insurance to safeguard
against claims for your services. It could be very easy for technology to fail and
function properly. The last thing you need is a client coming after with a lawsuit.

In the event of a suit or other demand for
damages, an E&O policy will pay to defend the policy holder (pay
legal defense fees) and any settlements or judgements that are made
against them.  This is the case regardless of whether the claim has
merit or not.  Basically an E&O policy responds to claims for a “failure to perform“.

For Insurance in New Jersey, American Insurance Services Agency is
your Insurance Agent of choice. We offer affordable NJ auto, business
and home insurance coverage and policies.Contact us today online or by calling (732)  680-4444