Did you know?: NJ Flood Insurance

Question mark and elipsesDid You Know!?: NJ Flood Insurance

If you’ve never had experience buying NJ flood insurance, take a minute to read this quick tidbit about protecting your home in the event of a flood!

Did you know that NJ Flood insurance can only be purchased
through an insurance agent? You cannot buy it directly from the federal
government. Your best option is to find a local independent insurance agency to help you with any and all NJ Flood insurance solutions!

Did you know there is typically a 30-day
waiting period from date of purchase before a new NJ flood insurance policy goes into
effect. Although there are certain exceptions which are follows:

  • If NJ flood insurance is being purchased in connection with the making, increasing, extending or renewing of your loan.
  • If a building has been newly designated in the SFHA and NJ flood
    insurance is being purchased within the 13-month period following a map
  • If NJ flood insurance is required as a result of a lender
    determining that a loan that does not have NJ flood insurance coverage
    should be protected by NJ flood insurance.
  • If an additional amount of insurance is selected as an option on the renewal bill.

For Insurance in New Jersey, American Insurance Services Agency is
your Insurance Agent of choice. We offer affordable NJ auto, business
and home insurance coverage and policies.Contact us today online or by calling (732)  680-4444