5
Mar

Your Vehicle Affects Your New Jersey Car Insurance

red Corvette on the back of tow truck

As much as you might want that drive that red corvette off the lot your insurance company may charge you more to protect it.

New Jersey car Insurance
premiums are based in part on the price of the vehicle. This is because it affects
the replacement cost your care is stolen or “totaled” in an accident.

Statistically the lowest injury claims are
from larger vehicles (pickup trucks, and sport-utility vehicles).
Small 2- and 4-door cars have the highest injury claims. Small cars also
are among the highest in collision costs, along with sports cars.

If
you still have your heart set on a sporty vehicle, you’ll probably end up paying more. Insuring a high-performance car can easily cost two or three
times the insurance amount for an ordinary model. Just keep that mind the next you are car shopping!

For Insurance in New Jersey, American Insurance Services Agency is
your Insurance Agent of choice. We offer affordable NJ auto, business
and home insurance coverage and policies.Contact us today online or by calling (732)  680-4444