10
Jun

How Much New Jersey Car Insurance Do I Need?

How Much New Jersey Car Insurance Do I Need.jpg

How Much New Jersey Car Insurance Do I Need?

When it comes to New Jersey car insurance – everyone is different! People have different needs, and live in different environments. These life situations will dictate how much New Jersey car insurance
you actually need. If you’re trying to figure out how much New Jersey car insurance to buy, think about these factors:

  • How much can you actually afford to pay out of pocket? (You will want to choose a
    deductible that you know you can pay out of your own pocket. Keep in mind, that if you choose
    lower limits you could be personally responsible for damages that
    exceed those limits.)
  • Do you make payments on your car? (If you do, you will need to have Comprehensive and Collision in addition to Liability
    coverage.)
  • What type of car do you drive? (If you drive something big like a hummer or SUV it might be wise to have higher
    limits because they can cause more damage.)
  • Do any drivers live in your house but never drive your
    vehicles? (You can exclude these drivers from coverage on your policy, which
    means you won’t have to insure them on your policy.)

Remember, if you have any questions you can always call an agent at American Insurance Services Agency if you have any questions
about coverage! We are here to help you!