One of the first things that young kids do when they get a car is replace the manufacturer’s head unit. Head units vary in range, and come with many different functions and features for playing MP3′s, radio/satellite stations, CDs, and more!
Will New Jersey Car Insurance Cover My Head Unit?
If you paid a pretty penny for your new head unit, you’re going to want to know if you insurance will cover it. The good news is that under the
Comprehensive and Collision part of your policy, optional equipment
(head units for example) are covered only if it is permanently installed in
the opening of the dash where the manufacturer would normally install
such equipment. So yes, your new head unit would be covered under your New Jersey car Insurance policy.
For all of the other things in your car not permanently installed in
your dash such as CD’s, iPods or other equipment you will have to
purchase additional coverage.