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Oct

Flood insurance in Old Bridge, Union and Springfield, NJ

You can’t afford to be without flood insurance

If you have not yet been a flood victim you should be thankful. You just have to watch the news now and then to see the amount of damage caused by floods every year. So can you afford to be without flood insurance? If you need flood insurance in Cranford NJ, Kenilworth NJ, New Jersey, Old Bridge, Scotch Plains or Springfield NJ, then American Insurance can help.

The risk of flooding is not getting less, it is increasing. When you consider things such as global warming and climate change, then you will understand why there will be more flooding in the future and not less. So will you be covered when the next hurricane makes landfall. A flood can literally wash away your home and your possessions. If you don’t have flood insurance, where will that leave you? In a total mess, that’s where.

Are you ready for the next storm surge in Cranford NJ, the next hurricane in Kenilworth NJ or the next flash flood in New Jersey? You can’t stop the weather or the flooding, but you can prepare for it. Now you might think you ok because you got home insurance. You need to look carefully. Home insurance does not include flood insurance. Most insurance companies consider flooding too high a risk. Yes, insurance companies are scared of floods, that’s why they exclude it from the standard home owner’s policy. If they are sacred, shouldn’t you be?

So where to get flood insurance? Well there are agents and brokers such as American Insurance who specialize in property insurance. They can help you with the right flood insurance in Cranford NJ, Kenilworth NJ, New Jersey, Old Bridge, Scotch Plains or Springfield NJ. Remember when the flooding starts it’s too late. You have to have your flood insurance in place long before the event.