7
Feb

Car insurance in Woodbridge, Springfield and Edison, NJ

Car insurance and its 3 different types

If you own a car, then you definitely must be aware of the significance of investing in the right car insurance. Considering its growing need we at American Insurance offer a wide range of vehicle insurance plans to cater your distinct needs. The insurance amount will rest upon the worth of the car. Just as we invest in the best life insurance plan for our lives, similarly it is equally crucial to have an insurance cover for our asset. There are innumerable ways in which a vehicle insurance can assist you largely to overcome obstacles and offer you peace of mind. Auto insurance plans are available in different types, thereby leaving you confused as which to choose. Relax, not any longer. Our insurance agents will guide you all through the process to help you make an informed decision. The areas that we serve include the ins and outs of Cranford, NJ, Kenilworth, NJ, New Jersey, Scotch Plains, Union NJ and West Orange NJ.

The top 3 vehicle insurance plans

  • Bodily injury liability- it will cover any form of injury that a driver of another car experiences. For instance, if your vehicle gets involved in an accident while the other vehicle’s driver is badly injured, this plan will bear the expense of the hospitalization for the injury that the driver has experienced. A big benefit of having a bodily injury liability is that the other car owner will not sue you for the accident caused
  • PIP (Personal Injury Protection) insurance- it is quite similar to the insurance cover mentioned above. Here if your vehicle faces an accident, both you and the occupants in the car will receive medical treatment coverage under this policy such as loss of wages and medical expenses
  • Under-property damage liability- it will cover the other party’s car in case your vehicle meets with an accident. In fact here the repair charges of the other vehicle will be borne via the insurance company if you are indeed at fault.

Apart from the aforementioned, we offer many other insurance plans to keep you and your car protected. To know more write to us or speak to our customer care representative.