Business Insurance and Commercial Insurance in New Jersey
Business is unpredictable… Buying New Jersey business insurance in Elizabeth shouldn’t be.
If you are running a business in the greater Clark, Elizabeth, Edison, Rahway, and Plainfield, NJ area we think you will agree that by most accounts, the goal of doing business is maximizing profits, while minimizing costs. This means making strategic plans that account for expected costs and delineate actionable plans that shrewdly reinvest the profits. Keeping costs to an acceptable level entails finding affordable, comprehensive business insurance that can reduce the cost of unexpected losses, like natural disasters, lawsuits, employee injuries, and more.
But, how much business insurance in NJ is too much?
How much is too little?
State regulations will determine basic insurance requirements. Among the commonly required policies are workers compensation, unemployment, and disability insurance. But these may not be enough.
New Jersey Business Insurance packages can include any of the following coverage:
- Business Owners Policies (BOP)
- NJ Worker’s Compensation insurance
- NJ General Liability insurance
- Errors & Omissions
- NJ Commercial Auto insurance
- NJ Commercial Property insurance
- NJ Group Benefits
- NJ Professional Liability insurance
At American Insurance Services Agency, we understand the importance of having affordable, comprehensive business coverage in place – no matter how big or small the business may be. We can identify the required state policies and suggest more comprehensive and affordable business insurance solutions. That’s part of the Risk Management we provide.
For additional information, click on some of the different types of coverage available on the right side of the page. Then contact us or fill out our free business insurance quote form for more information today.